So you’ve expressed your love for whoever it may be with a mountain of roses, half a dozen expensive teady bears and a bucket full of overpriced chocolate? Sound familiar? And perhaps you’ve also been out to dinner and taken in a movie and done all those things that your wallet said no to…
Well that is the beauty of a credit card isn’t it? It is truly a wonderful thing to have access to so much money just when you need it the most, but what happens when you can’t pay the damn thing? Well if you are just a little sensible, and you have a good job you might be one of these people who pay off their credit card bills at the end of each month. This is good news, but then Valentine’s Day isn’t the usual month’s expenses is it? The best way is to tighten your belt, as your mother and father used to say, and cut back on everything for a month in order to pay it off. If you don’t pay it off at the end of this month then you’ll still be paying for it by next Valentine’s Day.
Or alternatively, if you’re not one of these people who pay off their bills at the end of each month then you could always panic and transfer your balance to avoid the interest! It’s not such a bad idea, but eventually you’re going to have to pay the piper!