Points credit cards are not always the best

If you want to get a reward card then don’t always opt for the one who’ll have you first, and don’t always go for the ones that make you add up points in order to claim rewards.  It might be just as good for you to get a very good quality cashback credit card…

There is no shame in collecting points for things, don’t get me wrong, but i am one of those credit card users who prefers to feel like an adult and not someone playing a gameshow.  I would like my rewards where i can see them and i would like them instantly if there are any at all.  This is why i go for cashback credit cards.  After all, can you think of anything that your current rewards credit card can offer you that money can’t actually buy?  No i didn’t think so.

So wouldn’t you much rather have the money and then you decide on what you want to spend it on rather than from a list of gifts or selected stores?  I know i would.  I collect cashback and i spend it on what the hell i want; what i really want.

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