Don’t give your credi card details to everyone

It’s all good and well having indentity protection and insurance and all that stuff on your credit card agreement with your chosen credi card company, but the most important thing to remember is that fraud protection begins with the way you use your credit card…

You simply do not want to forget this fact, if you do it will undoubtedly cost you time and trouble.  I didn’t say money because as i’ve said already, many people have credit card insurance that can cover losses and even those connected to identity theft.  I mentioned time and trouble because it doesn’t matter how much money someone takes from your account it’s always bad news and it always makes you feel like you’re not going to get it back and that somone has violated your personal details.  It’s a truly dreadful feeling.

Not only that, if someone has drained your balance, even if your credi card company is going to pay for what you’ve lost they won’t simply do it there and then will they?  You will more than likely have to fill in claim forms and all that stuff before anything is paid.  And i am being incredibly nice to the credit card companies at this point by not mentioning how perhaps some of them may not want to pay out!

Who knows what might happen?  It’s always best to look after your credit card and not give your details out to people in the street and over the phone.  Just be careful whatever you do!

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