Archive for the ‘Advice’ Category

Using Credit Cards More Often

Saturday, May 1st, 2010

Some of you may have heard that The Payments Council in their wisdom have decided to cripple small businesses by abolishing the cheque.  This is of course good news for credit card companies and credit card processing in general.  For the customer…Well, it means that you are almost certainly going to need a debit or credit card to make any sort of major purchase… (more…)

Improve your Credit Score

Thursday, April 29th, 2010

We’re always coming back around to this aren’t we?  This is because we live in a world where you virtually don’t exist without a credit score and you are almost certainly going to be unable to buy anything larger than a car without a good one… (more…)

Start Saving for Christmas

Monday, April 26th, 2010

It might sound like a ridiculous statement, and many of you will be laughing your socks off right about now, but i swear by this and do it every year – save for Christmas!  Why risk the huge credit card bills and January worry when the statements come in, when you can simply cut according to your cloth… (more…)

Credit Card Watch

Thursday, April 15th, 2010

Credit card watch would like to offer a little advice to all you credit card users and shoppers, and also to all you lot who are on the look out for a new credit card, or perhaps even after your very first… (more…)

Cashback cards don’t withdraw cash nicely

Thursday, April 8th, 2010

Leave it alone is the basic rule here!  Don’t use your cashback reward credit card to withdraw cash.  There are several good reasons not to do this and i’ll explain, but the main one is that there is no real gain to be made out of earning points for this sort of thing simply because you’re not spending on your credit card, and that’s the only way you earn points!… (more…)

Using your reward Credit Card

Monday, April 5th, 2010

Many people think they’re onto a winner when they get a credit card with a good reward scheme, simply by owning it.  But there is a way to maximise your reward credit card if you only take a little time and care about it.  You can be quids in with very little effort at all… (more…)

Top Cashback Credit Cards

Friday, April 2nd, 2010

Here we go with the top UK Cashback credit cards.  This is the type of credit card you want if you really want to maximise your spending habit.  And remember to get the most out of any reward card, whether they’re air miles or cash back, you need to pay off your balance in full at the end of every month… (more…)

Virgin Credit Card the best Purchase Card?

Wednesday, March 31st, 2010

It’s official!  It appears as though Virgin are really challenging for the top position in all the credit card categories; these guys have got their fingers in so many pies they’ll soon need to wash their hands!  Check out Virgin for all your purchases… (more…)

Credit Builder Cards

Monday, March 29th, 2010

There is way to build your credit score to a more reasonable level and believe it or not it actually involves getting more credit!  I know, it sounds ridiculous doesn’t it?  But there is no better way to show credit card companies that you can and will pay them than actually doing it is there?.. (more…)

Credit Card Debts Hit a Record High

Monday, March 22nd, 2010

Credit card debts are up again folks, causing thousands of people to panic and call the insolvency helpline.  The insolvency helpline is literally a phone line to help you become debt free and to support you during the process… (more…)