Business credit cards – Amex versus Barclaycard

Alright, well we’ve looked at the options that Barclaycard offer and you can see them for yourself here; or alternatively you can research it yourself at Barclaycard website or whatever else you want to do.  However, if you just want the comparision then read on and find out…

Barclaycard will provide all those offers that you’ve just read, but lets now have a look at Amex.  The American Express Card hasn’t always been synonymous with business use has it?  It’s usually been used as a premium card for rich folks and frequent flyers.  Well here are the jucy bits so you can compare it to the other big boy on the market in the business world:

  • Up to 39 days interest free credit when you pay your balance in full at the end of the month.  This is only one day more than Barclaycard, but you can see that it’s already better.
  • The Everyday Saving Programme allows you to save up to 30%.  Barclaycard don’t have this
  • Free additional credit cards for employees.  Barclaycard don’t offer this.
  • Annual management report every tax year.  Find out how the card is being used by employees etc.
  • No annual fee for the first year; then £95 a year after this.  Barclaycard say nothing about fees so i can only assume they don’t charge them for annual membership.
  • Membership rewards, not discount from suppliers like Barclaycard.  This can be seen as a pro or a con.  Personally i think that Barclaycard had it better in this area.

Tags: , ,

Leave a Reply