We’re always coming back around to this aren’t we? This is because we live in a world where you virtually don’t exist without a credit score and you are almost certainly going to be unable to buy anything larger than a car without a good one… (more…)
Archive for April, 2010
Improve your Credit Score
Thursday, April 29th, 2010Start Saving for Christmas
Monday, April 26th, 2010It might sound like a ridiculous statement, and many of you will be laughing your socks off right about now, but i swear by this and do it every year – save for Christmas! Why risk the huge credit card bills and January worry when the statements come in, when you can simply cut according to your cloth… (more…)
New Rules on Credit Card Repayments
Thursday, April 22nd, 2010Following our series on the new government enforced rules on borrowing, this post continues from the last one on credit card compay new rules. We’ve already discussed several good measures that will help keep debt down to a minimum and now here’s another bright idea to help the credit card population… (more…)
More New Credit Card Rules
Monday, April 19th, 2010There are quite a few new rules when it comes your credit card borrowing and you can see my first post about them here. The next most important rule to be made and to keep you well and truly in the driving seat of your own finances is the credit limit rule… (more…)
Credit Card Watch
Thursday, April 15th, 2010Credit card watch would like to offer a little advice to all you credit card users and shoppers, and also to all you lot who are on the look out for a new credit card, or perhaps even after your very first… (more…)
The new Credit Card rules.
Monday, April 12th, 2010There is some good news around the corner for the consumer of credit cards. The government have implemented a new set of rules that have a little more power than everyone was expecting, and at last credit card companies can be forced to pay out compensation if they don’t stick to them… (more…)
Credit Cards assign the blame
Saturday, April 10th, 2010Credit card debt has become a problem, and despite the Bank of England base rate of 0.5%, the average credit-card interest rate is still 19%. This is pretty damn high. What does this mean for the credit card customer today?… (more…)
Cashback cards don’t withdraw cash nicely
Thursday, April 8th, 2010Leave it alone is the basic rule here! Don’t use your cashback reward credit card to withdraw cash. There are several good reasons not to do this and i’ll explain, but the main one is that there is no real gain to be made out of earning points for this sort of thing simply because you’re not spending on your credit card, and that’s the only way you earn points!… (more…)
Using your reward Credit Card
Monday, April 5th, 2010Many people think they’re onto a winner when they get a credit card with a good reward scheme, simply by owning it. But there is a way to maximise your reward credit card if you only take a little time and care about it. You can be quids in with very little effort at all… (more…)
Top Cashback Credit Cards
Friday, April 2nd, 2010Here we go with the top UK Cashback credit cards. This is the type of credit card you want if you really want to maximise your spending habit. And remember to get the most out of any reward card, whether they’re air miles or cash back, you need to pay off your balance in full at the end of every month… (more…)